Car rego, car insurance, car repairs, new 2nd hand microwave, winter clothing for my child, new winter blanket (last one was 20ish yrs old) with future payments I will get washing machine serviced and new seals put on my fridge. Both need to be replaced but unless I can replace with cheap 2nd hand then repairs are better than nothing, extra payments will stop soon. Vacuums also over 10 yrs old and needs replacing so if I can stretch it that far then i'll try. I do believe I've used the money very wisely. Scared of going back into poverty.